FIRE: Retirement Calculator app iconFIRE
FIRE Pro

Everything unlocked, once

Finding your FIRE number and watching the countdown are free. Pro adds the deeper planning: scenarios, a Monte Carlo success check, taxes on withdrawals, every FIRE variant, and pension and Social Security income. It is one purchase you own, not a subscription.

Every Pro tool is free for your first 14 days. No card, no auto-charge. Then a one-time purchase, no subscription.

What Pro adds

The deeper planning tools, on real screens from the app.

Everything in Pro

Eight tools for the planning you do once you know your number.

Explore scenarios

Change your savings, return, or spending and compare the outcomes side by side to see what pulls your date sooner.

Chance of success

A Monte Carlo simulation runs your plan across 2,000 market paths and reports the odds your money lasts, for the FIRE type you count down to, instead of one straight line.

Every FIRE type

Coast, Barista, Lean, Chubby, and Fat FIRE, each computed from your own numbers. Set any one as the date your countdown tracks.

Pension & Social Security

Add income that starts later, time-phased to the year it begins, and watch it move your date and your number.

Account for taxes

Treat your spending as after-tax and add the taxes you will owe on withdrawals, so your number and date reflect what you will really need.

Contributions vs growth

See how much of your projected balance comes from what you put in versus what it earns, as a chart or a year-by-year table.

Net-worth history

Keep a record of your net worth over time and see how far you have come toward your FIRE number.

More widget styles

Progress-ring and target-date widget styles, plus widgets pinned to a specific FIRE type, so your phone shows the target you care about.

Free vs. Pro

Finding your FIRE number is free forever. Pro is the deeper planning on top.

Free

$0, forever
  • Your FIRE number & live countdown
  • Home-screen & Lock Screen countdown widgets
  • Compound-interest growth chart
  • Edit your plan anytime, in monthly or yearly amounts
  • Custom target date & milestone reminders
  • Inflation-adjusted (real) returns
  • “How this is calculated”, on your own numbers

Pro

Free trial for your first 14 days · then a one-time purchase, no subscription
  • Everything in Free
  • Compare what-if scenarios side by side
  • Monte Carlo: the chance your money lasts
  • Pension & Social Security (time-phased)
  • Account for taxes on withdrawals
  • Coast, Barista, Lean, Chubby & Fat FIRE types
  • Growth vs. savings, year by year
  • Net-worth history
  • Progress-ring & target-date widget styles, per-FIRE-type widgets

How to unlock Pro

Pro lives inside the free app. Start a trial; there's nothing separate to download.

Download FIRE

Install free and find your FIRE number and countdown. No account, no card.

Start your 14-day trial

Every Pro tool unlocks automatically for 14 days, so you can try them on your own plan.

Keep it with one purchase

A single in-app purchase keeps Pro for good. No subscription, and future Pro features are included.

Frequently asked questions

Is Pro a subscription?

No. Pro is a single one-time purchase you own. There is no subscription and nothing renews. New features that ship later are included.

What is free without Pro?

The core is always free: your FIRE number, the live countdown, the home-screen and Lock Screen countdown widgets with a Graphite or System background, full input editing in monthly or yearly amounts, a one-tap net-worth update, the growth chart, milestone reminders and a monthly check-in, a manual target-date override, the real (after-inflation) return toggle, and the “How this is calculated” breakdown. You never hit a wall to see your number.

Can I try Pro before buying?

Yes. Everything is unlocked free for your first 14 days after setup. When the trial ends the app settles to the free tier. Your data stays, and you can unlock Pro any time.

Does my plan sync across devices?

Yes, privately. Your plan syncs through your own iCloud account (Apple’s private database). There is no account to create and no server of ours. The App Store privacy label is “Data Not Collected.”

Does Restore purchases work?

Yes. “Restore purchases” re-applies your one-time unlock on a new device or after a reinstall at no additional cost. The unlock is tied to your Apple Account.

Start free, upgrade when you're ready

Find your FIRE number free, then unlock the deeper planning tools with a single one-time purchase.